It's a PERFECT answer to the outfit versatility you have to have in this limb season. You have a coat to fight the cold in the morning, but come afternoon the coat comes off, you roll up the sleeves and you're good to go!
"We are gonna do this my way"! "I'm sorry I really can't take you seriously when you're dressed like that, you look like you work at a bank. No wait you look like an upper class San Francisco Bay male model they'd hire for the commercial to show how easy the app is to check your statements on your phone instead of going to the bank" "That was an incredibly long and specific insult"!